Credit Reference Agencies

What is a credit reference agency?
A credit reference agency collects information on people's credit history from various sources including utility companies, lenders and phone companies....
Fri, 30 Jun, 2017 at 9:49 AM
What information do credit reference agencies hold about me?
Credit agencies, such as Callcredit, can hold the following information about you. Personal details: Full Name Current Address Previous Addresse...
Fri, 30 Jun, 2017 at 9:51 AM
Why do credit reference agencies exist?
Credit agencies exist to provide lenders with an accurate, fair and balanced view of a consumer's credit file. Organisations use this information to dec...
Fri, 30 Jun, 2017 at 9:52 AM
Where does the credit data come from?
A credit reference agency collects information on people's credit history from various sources including utility companies, lenders and phone companies.
Fri, 30 Jun, 2017 at 9:52 AM
Do government bodies look at my credit data?
Under a specific exemption of the Data Protection Act, Government bodies are allowed to look at people's credit data in connection to the recovery of un...
Fri, 30 Jun, 2017 at 9:53 AM
Why is my Callcredit report different from my ClearScore/Equifax one?
While all three Credit Reference Agencies are regulated, they differ slightly in how they calculate individual credit scores. The agencies use similar method...
Fri, 30 Jun, 2017 at 9:54 AM