Building a better credit rating

What’s the best way to build a better credit rating?
Keep up all your repayments. If you borrow money from anyone, repay in full and on time. Missed payments will undo all the good work you’ve done in starting...
Thu, 29 Jun, 2017 at 2:32 PM
What personal details should I check on my credit report?
Check that your name is correct, including any middle names and previous names. You can check your name details in the Profile section of your credit repor...
Thu, 29 Jun, 2017 at 2:26 PM
What address details do I need to check?
You should check your current and all previous address details. You’ll find details of these addresses in the Profile section of your credit report. Make su...
Thu, 29 Jun, 2017 at 2:27 PM
Should I close accounts I no longer use?
Do you recognise all the accounts recorded in your file? If there are any that you no longer use then consider cancelling them. Don’t jump straight into thi...
Thu, 29 Jun, 2017 at 2:28 PM
Can I contest incorrect account details?
Check the payment history details for each of your active accounts. You’ll find those details on your accounts page. Missed and late payments can have a n...
Thu, 31 Aug, 2017 at 11:34 AM
Can my credit score be affected by my financial connections?
You’ll find your financial connections in the Profile section of your credit report. If you have a joint account or credit agreement with a partner or frien...
Thu, 29 Jun, 2017 at 2:30 PM
Where can I check my electoral register details?
You’ll see the address recorded on the electoral register in the Profile section of your credit report. Make sure that your current address matches the one ...
Thu, 29 Jun, 2017 at 2:34 PM
Can a pre-paid card help me improve my credit score?
A pre-paid card will not require you to pass a credit check and some, such as Cashplus credit cards, provide a credit building service for a monthly fee. At...
Thu, 29 Jun, 2017 at 2:37 PM
What is a Credit Union?
A credit union is a not-for-profit savings and loans co-operative, usually serving a local community or a specific professional group, such as firefighters....
Thu, 29 Jun, 2017 at 2:39 PM
Can payday loans make it harder for me to get credit?
With three or four-figure interest rates, debt can quickly spiral out of control if you do not keep up repayments on a payday loan. A reliance on payday len...
Thu, 29 Jun, 2017 at 2:40 PM