Lenders will look at factors such as the amount of credit accounts you have open, if you have ever missed a payment on a loan or credit card, if you have ever made multiple credit applications in a short period of time, your total outstanding debt, and if you have ever had any County Court Judgements. For a full breakdown of what impacts your credit report, see our guide on understanding your credit score.
Modified on: Fri, 30 Jun, 2017 at 10:08 AM
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