Even with a poor credit rating, a guarantor loan might be an affordable borrowing option that could also help you establish a history of reliable repayment.

Your guarantor is someone who trusts you and who will make the payments if you are not able to; they will need to have a good credit history and in many cases will need to be a homeowner.

The advantage a guarantor loan has over borrowing from friends or family is that the repayment history is recorded on your file and can help build your credit history.

Amigo offer guarantor loans and will take the time to talk to you about your situation when making their lending decision.